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What Type of Roof Adds Value to a Home? High ROI Home Renovation Trends

Home Remodeling Month
What Type of Roof Adds Value to a Home? High ROI Home Renovation Trends

Home renovation spending grew substantially over the past few years, with a 20% increase in 2022 and an additional 6% in 2023.

However, home renovation spending in 2024 is projected to decrease by 6% due to “high interest rates, softening house price appreciation and sluggish home sales,” as reported by the Joint Center for Housing Studies of Harvard University.

Given the current market conditions, industry experts are advising homeowners to prioritize home renovations that yield high returns on investment (ROI), such as roof replacements.

Why a new roof?

The National Association of Realtors reports that homeowners can recoup 100% of their roofing investment at the time of sale. Metal roofing, in particular, offers unique advantages in terms of durability and energy efficiency, making it a top choice for homeowners looking to maximize their ROI.  

If you’re considering a roof renovation this year, keep reading to learn how upgrading to a new metal roof can maximize ROI in various ways, including:  

Reduce Cooling Costs with an Energy-Efficient Metal Roof 

Metal roofing is one of the most energy-efficient roofing materials on the market due to its ability to reflect solar radiant heat up and away from the home. Metal roofs are so effective at preventing heat from entering the home that they can reduce cooling costs by as much as 40%.

For homeowners looking for supercharged energy efficiency, pairing a metal roof with solar panels can boost your ROI even further.


Not only will this energy-saving duo drastically reduce energy costs, but the Federal Tax Credit for Solar Photovoltaics, also known as the Investment Tax Credit (ITC), will provide homeowners with a 30% tax credit for residential solar installations between 2022 and 2032.  

If you’re looking to go solar, keep in mind that, on average, solar panels need to be replaced after 25 years. Metal roofs are one of only a few roofing materials with a lifespan that exceeds that of solar panels. Asphalt shingles, on the other hand, need to be replaced as often as every 12 years. If solar panels are installed over a roof that needs to be replaced, they must be removed and reinstalled. Not only does this add extra costs, but the process can damage the solar panels. 


Lower Homeowners Insurance Premiums with a Durable Metal Roof 

For homeowners considering a roof renovation to replace an aging roof, it’s often best to take action sooner rather than later. Old and deteriorating roofs can prompt insurers to charge a higher premium or impose coverage restrictions since older roofs are closely linked with various risk factors.

For example, older roofs are much more prone to structural failures like leaks, damage from wind and hail, and deterioration from mold and mildew.

If your roof is over ten years old, you might pay a little more in premiums over the next five to ten years, which typically only adds up to a few extra dollars every month. However, many insurance companies won’t even offer coverage once your roof is 15 years old,” said Mark Pierce, CEO of Wyoming Trust & LLC Attorney.

As we mentioned in the previous section, metal roofs have one of the longest lifespans of all roofing materials, lasting two to three times longer than traditional roofing materials.

The longer lifespan and industrial-strength durability are attractive to insurance companies, who often acknowledge the reduced risk by lowering insurance premiums for homes with metal roofs. In fact, Progressive Insurance calls this out right on their website


To calculate the total ROI of your roof renovation project, be sure to contact your insurance company to see how a new metal roof will positively impact your homeowners' insurance policy.  

Increase Home Value and Curb Appeal with Stone-Coated Metal Roofing  

Metal roofs aren’t just attractive to insurance companies; they're attractive to potential buyers as well. Nearly one-third of homeowners reported buying a home with a metal roof because it was more attractive.

You might be surprised to learn that metal roofing’s industrial strength doesn’t come with industrial aesthetics. Stone-coated metal roofing, for example, is engineered to provide the same look as traditional roofing materials like asphalt shingles, clay tiles, and wood shakes. Its design versatility can suit any home style, from Mediterranean villas to rustic barndominiums and everything in between.  

decra-metal-roofing-web-roof-adds-value-to-villa-homes decra-metal-roofing-web-roof-adds-value-to-barndominium-homes

>>>Related Resource: View more images of stone-coated metal roofing here.   

Whether you’re selling your home in the next few months or over the next few decades, metal roofing's longevity, durability, and aesthetic appeal make it a strong selling point.

In fact, a metal roof can increase a residential property’s value by as much as 6%, and DECRA metal roofs frequently appear alongside other sought-after home features on major listing platforms, like Zillow


To ensure maximum ROI for your new roof, it’s important to know that not all roofing manufacturers offer warranty transfers. Without a transferable warranty, buyers may hesitate to offer a premium price.

For this reason, all DECRA roofs come standard with a comprehensive lifetime limited warranty that is transferable to the subsequent property owner within 20 years of the initial installation.

Even if you’re not looking to sell your home in the near future, you can still benefit from the peace of mind that your investment is protected from winds up to 120 miles per hour and hail penetration up to 2.5 inches in diameter.

About DECRA Metal Roofing 

DECRA Metal Roofing is the original manufacturer of stone-coated metal roofing. Our roofing products revolutionized the industry by bridging the gap between strength and style. DECRA roofs are engineered to endure elegantly and have withstood the test of time since 1957.

DECRA roofs are made in Corona, California, and undergo extensive testing from independent, third-party labs to ensure the quality DECRA is known for is present in each and every panel we produce.

Ready to see and feel the DECRA difference? Order a complimentary sample today.  


Editor's Note: This blog was originally published in March 2023, but has been updated with relevant information. 

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