When it’s time to replace your roof, one of the biggest decisions (besides choosing a reputable contractor) is selecting the right material. But it’s not just about which material is better overall, it’s about which one is better for you.
Around 75% of U.S. homeowners currently have asphalt shingle roofs, and many opt to replace them with the same material for the sake of convenience. But if you’re looking for an upgrade in terms of performance, longevity, and overall value, then metal roofing is worth considering.
In this blog, we compare metal roofs to asphalt shingles across key categories, including:
- Lifespan and durability
- Cost and value
- Energy efficiency
- Sustainability
- Curb appeal and aesthetics
- Installation
- Insurance benefits
Lifespan and Durability
Replacing your roof is no small project, which is why it’s often a make-or-break detail for homebuyers. If a roof shows signs of wear or damage during an inspection, it can quickly derail a sale. Whether you're buying, selling, or planning to stay put, choosing a durable roofing material that won’t need to be replaced anytime soon is a smart move.
When it comes to longevity, stone-coated metal roofing is in a league of its own. Traditional asphalt shingle roofs typically last around 20 years, while metal roofs can last anywhere from 40 to 80 years. That kind of extended service life makes metal a clear step up from asphalt shingles.
But lifespan is only part of the equation. Durability matters just as much, especially in areas prone to hail, high winds, or wildfires. This is where DECRA stone-coated metal roofing stands out.
- Hail Impact Resistance: DECRA roofs carry the highest impact resistance rating: Class 4 under UL 2218, which simulates hail damage. They're also warrantied against hail up to 2.5 inches in diameter.
- Fire Resistance: Roofing materials are rated Class A, B, or C for fire resistance (more on that here), with Class A being the highest. DECRA is a Class A-rated roofing material that offers protection against external fires.
- Wind Performance: DECRA roofs are warrantied for wind speeds up to 120 mph and approved for use in high-velocity hurricane zones.
Some premium asphalt shingles, like certain architectural or designer lines, can also achieve Class 4 impact resistance. Many asphalt shingles are available with Class A fire ratings when installed with a fire-resistant underlayment. However, these ratings depend on the specific product and how it's installed.
So while high-end asphalt shingles can meet Class A and Class 4 standards, metal roofing products like DECRA meet the highest levels of performance and protection, all with a much longer lifespan.
Cost and Value
When comparing roofing materials, asphalt shingles often win out on upfront cost. They’re widely available, well-known to most contractors, and relatively inexpensive to produce and install. But that lower price tag is only part of the story.
While a metal roof may cost more initially, it's important to look at the total cost of ownership over time. A metal roof can last 40 to 80 years, which means that over its lifespan, you might need to replace an asphalt roof two or even three times.
Metal roofing also offers a strong return on investment:
- A metal roof can increase your home’s resale value by up to 6% compared to asphalt shingles.
- Homeowners recoup an average of 85.9% of the cost of a metal roof. In the eastern U.S., that return can be even higher, with homeowners recouping up to 95.5% on average.
And while long-term durability and resale value help balance the upfront cost of a metal roof, energy efficiency is another important factor that can save you money over time.
Energy Efficiency
Your choice of roofing can also impact your monthly utility bills. Metal roofs are some of the most energy-efficient options because they reflect sunlight, unlike asphalt shingles, which absorb heat.
Depending on where you live, this can save you 10-40% on energy costs.
“Our energy bill has decreased by 39% since installing DECRA Tile. Living in Texas, we wanted a roofing solution that reflects heat away from the house and DECRA does just that.” –Lisa Underwood, DECRA homeowner
Metal roofs are also a great match for solar panels. Since solar panels convert sunlight into electricity, installing them on a reflective metal roof can help you generate clean, renewable energy and reduce your electricity bills even further.
Sustainability
Unlike asphalt shingles, which typically end up in landfills and do not naturally break down, metal roofing is fully recyclable. This means when your metal roof reaches the end of its long life, it can be reused instead of contributing to landfill waste.
Another often-overlooked environmental advantage of metal roofing is the ability to install it over existing asphalt shingles. This process, known as a roof-over, is possible in most cases (as long as the existing shingles are in decent condition and local building codes are met). By avoiding a tear-off, you not only save on labor and disposal costs, you also prevent tons of asphalt material from ending up in landfills.
Since asphalt roofs often need to be replaced multiple times over the life of a home, they can add significantly to environmental pollution. Choosing a metal roof helps reduce that impact by offering a durable, recyclable option that’s better for the planet.
Curb Appeal and Aesthetics
The material (asphalt vs. metal), profile (shingle vs. shake), and color (charcoal vs. chestnut) you choose all come down to personal preference. But the right combination can significantly impact your home’s style and curb appeal.
DECRA is designed to replicate the look of traditional roofing materials with the added durability of stone-coated metal. It’s available in a wide variety of profiles and colors. So whether you love the classic look of shingles, the rustic charm of wood shakes, or the elegance of clay tiles, DECRA has a profile to match your vision.
Unlike asphalt shingles, which are flat and only exist in two dimensions, metal roofing panels feature full three-dimensional profiles that add depth, character, and architectural interest. This enhanced dimensionality allows metal roofs to better complement and emphasize certain classical architectural styles, delivering both beauty and performance in one lasting solution.
Installation
When it comes to installation, both asphalt and metal have their pros and cons. Asphalt is generally easier to install, which is why most roofing contractors are familiar with the process. Metal roofing requires more specialized knowledge and skill. That’s why DECRA makes it easy to find qualified help with a “Find Contractor” button located in the upper-right corner of our website, so you can connect with professionals who have experience installing stone-coated metal roofing.
Another key difference is seasonal flexibility. Asphalt roofs need to be installed during warmer months to ensure proper sealing and curing. DECRA metal roofs don’t have the same temperature limitations and can be installed even in cold weather, making them a smart choice if your remodel can’t wait for spring.
Insurance Benefits
Your roof doesn’t just protect your home, it also plays a big role in your insurance coverage. Some insurance providers offer discounts for homes with metal roofs because of their durability and resistance to fire, wind, and hail. These features reduce the risk of damage, which can lower the cost of claims, and that savings can be passed on to you through reduced premiums.
Asphalt shingles are more susceptible to storm damage and wear over time, which can make them a higher risk in the eyes of insurance providers. That’s why homes with asphalt roofs are less likely to qualify for the same discounts as those with metal roofing.
In recent years, many insurance companies have started using drones to inspect and reassess roofs. This technology allows them to quickly identify signs of wear, storm damage, or roofing materials that no longer meet their standards. If your roof is outdated or in poor condition, it could lead to increased premiums (or worse, a dropped policy).
Ready to take the next step?
If you’re sold on metal roofing, DECRA makes it easy to picture the possibilities. Our online visualization tool lets you preview different profiles and colors on your own home, so you can see exactly how DECRA metal roofing would look once installed.
Still deciding on the right style? Request a complimentary sample to see and feel the quality for yourself. From durability and longevity to curb appeal and sustainability, DECRA’s stone-coated metal roofing checks all the boxes, making it a smart upgrade from traditional asphalt shingles.
